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HEALTH INSURANCE | WORKMANS COMP | SAFETY PROGRAM
EMPLOYER HEALTH INSURANCE PLAN FOR AGC MEMBERS
It is well known that some jobs we bid, in particular jobs for a government entity, are awarded to contractors based not only on the lowest bid, but with added preference to companies that provide benefits and other services to their employees. This process is often referred to as awarding bids on a “best value” basis. The additional costs and administrative problems associated with offering qualifying benefits to employees often makes these types of jobs a no win situation. In an effort to help AGC members meet minimal requirements, AGC has a marketing agreement with the Boon Group, a health insurance provider that provides its members access to a qualifying health insurance plan at a minimal cost that is simple to implement and administer.
This plan is available to AGC member employees for only $80 month, (not including a $10 per month administration fee). For only about $.50 per hour, AGC members can provide this health insurance plan to their employees and better position themselves for these “best value” jobs. Minimum eligibility requirements do apply. These requirements include a minimum of ten covered employees per company with no more than 25% of covered employees being office/management personnel. In addition, the employer must pay 100% of the employee only cost. Only employees working on the required job sites need to be covered by this plan, thus keeping down expenses for all other non-related jobs. There are no underwriting or pre-existing condition limitations and employees can be added or deleted from the coverage on a monthly basis.
Claims for this coverage are paid based upon a schedule of benefits. These benefits include limited payments for the following:
• Life Insurance and Accidental Death & Dismemberment
• Hospital Confinement
• Surgery and Anesthesia
• Doctor’s Office Visits
• X-Ray and Lab Work
• Prescription Drugs
• Accident Coverage
• Dental
• Vision
• Short Term Disability
All payments are based on a set schedule and per incident and total maximums do apply. Actual charges may be more or less than the benefit paid by this coverage.
Contact Rob Sesich or Steve DeGroat at Lincoln Financial Advisors for more information.
They can also be reached at (915) 543-5630.
WORKMAN'S COMP
AGC El Paso’s Workers Compensation program is administered by CompGroup AGC. Use the link here to go to their website.“CompGroup AGC offers workers’ compensation coverage exclusively for commercial construction contractors and sub-contractors. Through our partnership with Texas Mutual Insurance Company, the state’s leading writer of workers’ compensation insurance, CompGroup AGC is able to offer competitive rates, responsive customer service, expert claim handling and extensive loss prevention training and safety programs. The health and safety issues faced by contractors and sub-contractors are unique to our industry, and we work to address those needs and concerns quickly and effectively. At CompGroup AGC, worksite safety is our top priority.”
CompGroup AGC offers workers’ compensation coverage exclusively for commercial construction contractors and sub-contractors. Through our partnership with Texas Mutual Insurance Company, the state’s leading writer of workers’ compensation insurance, CompGroup AGC is able to offer competitive rates, responsive customer service, expert claim handling and extensive loss prevention training and safety programs. The health and safety issues faced by contractors and sub-contractors are unique to our industry, and we work to address those needs and concerns quickly and effectively. At CompGroup AGC, worksite safety is our top priority.
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